Statement of Condition

as of December 31, 2008

Assets
	Cash & Due from Banks				$	117,168,000
	Investment Securities					420,445,000
	Federal Funds Sold					21,305,000
	Net Loans					654,093,000
		Total Loans		665,197,000
		Less Allowances For Loan Losses		11,104,000
	Bank Premises and Equipment					34,495,000
		(net of accumulated depreciation)
	Intangible Assets					33,629,000
	Other Assets					16,219,000
Total Assets					$	1,297,354,000
Liabilities
	Total Deposits				$	1,113,076,000
	Fed Funds purchased and securities sold					30,442,000
		under agreements to repurchase
	Other borrowed money					8,801,000
	Other Liabilities					13,232,000
Total Liabilities					$	1,165,551,000
Stockholder's Equity
	Common Stock				$	1,000,000
	Surplus					80,656,000
	Undivided Profits					43,484,000
	Accumulated Other Comprehensive Income					6,663,000
Total Stockholder's Equity					$	131,803,000
Total Liabilities & Stockholder's Equity					$	1,297,354,000

		RCB Bank • P.O. Box 189 • Claremore, OK  74018 • 918-341-6150 • info@bankrcb.net